Inicio.ai

We have created an unique AI agent that logs income and expenditure items from chat in real-time, answers questions and even fills in the I&E form, removing the burden of live calls, supervision and Q&A.

We use next generation conversational AI to deliver the experience and support of dealing with a human, but enables those in debt to avoid speaking to another person as this causes shame and is therefore something they avoid.


Instead of agents spending up to 45 minutes on the phone going over sensitive details over potentially multiple different calls. This is a simple and stress-free alternative and releases the agent to concentrate on your more vulnerable customers.


Our multi-tenant, API-enabled SaaS platform offers instant on-boarding of clients with flexible integration options, using a simple interface that understands natural language 24x7. This empathetic, supportive approach facilitates improved engagement and helps borrowers break free of debt into a brighter future.

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